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      <image:title>Melinda on Money (MOM) - Don’t Mix Your Planning with Your Politics - Don’t panic, stay invested, and take advantage of the cheaper prices of stocks.  This chart shows that since 1985, positive results have been achieved, regardless of entry point, after 5 years.</image:title>
      <image:caption>It’s not about TIMING the Market, It’s TIME in the Market.</image:caption>
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      <image:title>Melinda on Money (MOM) - Don’t Mix Your Planning with Your Politics</image:title>
      <image:caption>What this slide shows is after the worst 12 month stretch in each decade, the next 12 months had the biggest rebound!</image:caption>
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      <image:title>Melinda on Money (MOM) - Don’t Mix Your Planning with Your Politics - Since 1934, the stock market has delivered positive results in the 12 months following mid-term elections.</image:title>
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      <image:title>Melinda on Money (MOM) - Three Defensive Moves Women Should Make Now</image:title>
      <image:caption>For instance, looking at this graphic, when your 3-month T-bill matures, if interest rates have risen, you can reinvest your money into the new higher paying bond. When you create a bond ladder you are essentially creating your own bond fund with rolling maturities, ensuring the safety of your principal and income.</image:caption>
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      <image:title>Melinda on Money (MOM) - Three Defensive Moves Women Should Make Now</image:title>
      <image:caption>Looking at this chart, you will notice that the bars of the balanced portfolios,(brown) in the rolling 5, 10, and 20 years have experienced positive returns and less volatility. (1)  Diversification is key for your defense.</image:caption>
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      <image:title>Melinda on Money (MOM) - What To Do During a Recession or Market Correction - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Melinda on Money (MOM) - What To Do During a Recession or Market Correction - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Melinda on Money (MOM) - Podcasts for Inspiration - CryptoCasey Podcast</image:title>
      <image:caption>CryptoCasey does a great job of breaking down what is happening in the crypto markets. She also has a youtube channel that teaches you about cryptocurrencies, blockchain, and new technology. She makes crypto understandable.</image:caption>
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      <image:title>Melinda on Money (MOM) - Podcasts for Inspiration - Unlocking Us</image:title>
      <image:caption>This podcast suggestion comes from Dr. Liz Carter, ND, who has her own practice, New Leaf Natural Medicine. I am reminded that we need to take care of our emotional health along with our financial health. I will be downloading this podcast for sure.</image:caption>
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      <image:title>Melinda on Money (MOM) - Podcasts for Inspiration - Hidden Brain</image:title>
      <image:caption>Hidden Brain is one of the most heavily downloaded podcasts worldwide today. It’s hosted by Shankar Vedantam, a social science correspondent for NPR. The topics discussed on Hidden Brain are intriguing and unique. They combine great narrative storytelling with easy-to-understand science.</image:caption>
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      <image:title>Melinda on Money (MOM) - Podcasts for Inspiration - Women and Money Podcast</image:title>
      <image:caption>Women and Money Podcast Twice a week Suze Orman teaches women about money and investing. "She holds “Suze School” on Sunday where she teaches about financial concepts like Roth IRAs or I-Bonds and on Thursdays she answers viewer questions.</image:caption>
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      <image:title>Melinda on Money (MOM) - Podcasts for Inspiration - The Tim Ferriss Show</image:title>
      <image:caption>I started listening to Tim a few years ago and his podcasts completly stretched my brain. He interviews people who are the best in their field and finds out their habits, routines and what makes them tick.</image:caption>
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      <image:title>Melinda on Money (MOM) - Podcasts for Inspiration - The Money with Katie Show</image:title>
      <image:caption>Katie is fun to listen to as she talks spending habits, smart investing, and tax strategies –This is a wonderful podcast for anyone under the age of 40. Listen weekly on Wednesdays to learn how to turn your Rich Girl mindset into money.</image:caption>
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      <image:title>Melinda on Money (MOM) - Podcasts for Inspiration - Gospel in Life</image:title>
      <image:caption>I listen to Timothy Keller on my Sunday runs. I appreciate how he approaches Christianity both rationally and intellectually.</image:caption>
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      <image:title>Melinda on Money (MOM) - Podcasts for Inspiration - Join Us in France</image:title>
      <image:caption>I don’t know about you, but I am ready to travel again! Before I went to France in 2019, I listened to this podcast and it was so helpful. It is full of tips on French culture, tours, French history, and how to be a savvy traveler in France. Annie is a wonderful host and her guests are very interesting .</image:caption>
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      <image:title>Melinda on Money (MOM) - Podcasts for Inspiration - Extraordinary Women Radio</image:title>
      <image:caption>Kami Guildner shares her wisdom about raising up your voice, visibility, and your business. I am new to listening to Kami, but so far I find her podcast very applicable to my life as I build my business.</image:caption>
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      <image:title>Melinda on Money (MOM) - A Women’s Guide to NFTs - This picture represents a Digital Crown for Dolce &amp; Gabbana, The Impossible Tiara, an NFT sold at auction for more than $300,000.</image:title>
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      <image:title>Melinda on Money (MOM) - A Women’s Guide to NFTs - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Melinda on Money (MOM) - A Women’s Guide to NFTs - NON FUNGIBLE</image:title>
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      <image:title>Melinda on Money (MOM) - A Women’s Guide to NFTs</image:title>
      <image:caption>Do you remember hearing about a piece of digital art sold by Christie’s for $69 million? The artist known as Beeple created an NFT of his artwork called The First 5000 Days, It was a collage of 5000 consecutive days of his work. Nothing had ever been done like this before, so this NFT has value due to its unique birth story.</image:caption>
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      <image:title>Melinda on Money (MOM) - A Women’s Guide to NFTs - FUNGIBLE</image:title>
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      <image:title>Melinda on Money (MOM) - What Women Need to Know About IRA’s - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Melinda on Money (MOM) - What Women Need to Know About IRA’s - Make it stand out</image:title>
      <image:caption>Note: MAGI stands for Modified Adjusted Gross Income.</image:caption>
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      <image:title>Melinda on Money (MOM) - What Women Need to Know About IRA’s - Make it stand out</image:title>
      <image:caption>Note: MAGI stands for Modified Adjusted Gross Income.</image:caption>
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      <image:title>Melinda on Money (MOM) - Why Women Should Love Stocks - Make it stand out</image:title>
      <image:caption>seekingalpha.com</image:caption>
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      <image:title>Melinda on Money (MOM) - Why Women Should Love Stocks - Fearless Girl-Wall Street, NY</image:title>
      <image:caption>The other day, I was rummaging through my files and ran across copies of stock certificates my grandparents bought in the 1930s. As I reflected on these certificates, it struck me that these stocks supported three generations of women in my family.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Paige wants to buy some cryptocurrency from Josh.   She starts the transaction, and it goes on the blockchain ledger over the internet.   This ledger is then uploaded to a network of computers who verify that the transaction is true, that it really is from Josh.   Once the transaction is authenticated, it becomes part of previous ledgers (or blocks) and thus becomes part of the blockchain.   Paige will receive Josh’s crypto in the form of a private key (an encrypted code) which will gives her access to her cryptocurrency that is stored on the blockchain.</image:caption>
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